Wednesday, November 30, 2011
What will YOU tell us next Newt?
If we get incredibly lucky he'll flip flop on him being the right person to run for President and he'll drop out of the race. We can only hope right? I may be getting the wrong vibes, but I have a feeling he cares more about himself and winning then he cares about what is right for America. Something just stinks of a dirty politician.
I'll be adding a more comprehensive listing of Newt's many flip flops, but until then enjoy this video:
UPDATE (December 05, 2011): Wow, Ron Paul's Newt Gingrich ad has over 600,000 views on YouTube. This doesn't count the copy videos and the millions of people who've been the ad on TV shows.
The first video has commentary of what various media figures think of his interview and the other two videos contain his complete interview.
Mitt Romney Speaks to Bret Baier - Part 1
Mitt Romney Speaks to Bret Baier - Part 2
Monday, November 28, 2011
Friday, November 25, 2011
Overview Video of Mitt Romney's Flip Flops
Mitt Romney Flip Flopping on Various Important Issues Thanks to whichmitt.com for a lot of the video clips and the effort that went into putting them together. A lot of the quotes come from mittromneyflipflops.com, thanks for putting the list together.
Mitt Romney on Immigration
'Those... paying taxes and not taking government benefits should begin a process toward application for citizenship.'
'Amnesty only led to more people coming into the country.'
For more information, read "The many faces of Mitt Romney" and "Romney: Amnesty the wrong way to go".
Mitt Romney on Roe v. Wade / Abortion
'I respect and will protect a woman's right to choose.'
'I never really called myself pro-choice.'
Read "Mitt Romney's Conversion" and "Mitt Romney Says He Was Never Pro-Choice on Abortion as Mass Governor" for more information.
'Roe v. Wade has gone too far.'
'I believe that since Roe v. Wade has been the law for 20 years we should sustain and support it.'
For more information, read "The GOP Debate in New Hampshire" and watch "The Real Romney?".
Mitt Romney on the Economy
Mitt Romney on Health Care
'I like mandates. The mandates work.'
'I think it's unconstitutional on the 10th Amendment front.'
For more information read "Did Romney Endorse the Federal Mandate" and "Romney: Hey, At Least My Health Care Take Over Was Done At The State Level".
'If Massachusetts succeeds in implementing it, then that will be a model for the nation.'
'What works in one state may not be the answer for another.'
For more information read "Romney Care Will Be a Model for the Nation" and "
If I Were President: Obamacare, One Year In".
Mitt Romney on Ronald Reagan
'I'm not trying to return to Reagan-Bush.'
'Ronald Reagan is... my hero.'
For more information read "I'm Not Trying to Return to Reagan-Bush!" and "Deroy Murdock: Romney is like Reagan: an actor".
Mitt Romney on Payroll Tax Cut
'I believe the tax on capital gains should be zero.'
'It's a tax cut for fat cats.'
For more information, read "Four More Years of the Bush Economy" and "Mitt Romney - Waffle-Man".
Mitt Romney on the Flat Tax
Mitt Romney on Climate Change
'My view is that we don't know what's causing climate change on this planet.'
'I believe the world is getting warmer, and I believe that humans have contributed to that.'
For more information read "Romney Reverses Course: Now Says We Don't Know What is Causing Climate Change".
'These carbon emission limits will provide real and immediate progress.'
'Republicans should never abandon pro-growth conservative principles in an effort to embrace the ideas of Al Gore.'
For more information, read "Governor Mitt Romney on the Current Environmental Debate" and "Surprise: Democratic Presidential Candidates Have Far to Go to Meet Voters' Desires on the Environment".
Mitt Romney on the Recovery Act / Stimulus / Bailouts / TARP
'The TARP program... was nevertheless necessary to keep banks from collapsing in a cascade of failures.'
'When government is... bailing out banks... we have every good reason to be alarmed.'
Read "Did Romney Flip Flop on TARP" for more information.
'The all-Democrat stimulus that was passed in early 2009 will accelerate the timing of the start of the recovery...'
'The all-Democrat stimulus passed in early 2009 has been a failure.'
For more information read "No apology: the case for American greatness" and "Another flip-flop? Romney now disses stimulus".
'I'm going to take burdens off the back of the auto industry.'
'Detroit needs a turnaround, not a check.'
For more information, read "Is Mitt Romney taking Michigan for a ride?" and "Mitt Romney: Let Detroit Go Bankrupt".
Mitt Romney on Occupy Wall Street
Mitt Romney on Unions
Mitt Romney on Stem Cell Research
'I will work and fight for stem cell research.'
'In the end, I became persuaded that the stem-cell debate was grounded in a false premise.'
For more information, read "Mitt Romney lies about abortion" and "A Stem-Cell Solution".
Mitt Romney on Muslim Cabinet Members
'Based on the numbers of American Muslims... I cannot see that a cabinet position would be justified.'
'A person should not be elected because of his faith nor should he be rejected because of his faith.'
Read "Romney: Muslims Not Needed in Cabinet" and "Romney and Religion" for more information.
Mitt Romney of the Gun Control / the NRA
'I don't line up with the NRA.'
'I'm a member of the [NRA].'
For more information read "Oscar-Worthy Performance".
Mitt Romney on Hunting
'I've been a hunter pretty much all my life.'
'Any description of my being a hunter is an overstatement of capability.'
For more information read, "Romney's Hunting Experience Limited to Two Trips, Despite Claims" and "Mitt Romney’s strategies for success".
Mitt Romney on Campaign Finance Reform
'I would like to have campaign spending limits.'
'The American people should be free to advocate for their candidates and their positions without burdensome limitations.'
For more information read "Yet Another Romney Flip-Flop: Campaign Finance Reform" and "Fred Thompson Was Critical to McCain-Feingold".
Mitt Romney on Being a Conservative
'Relative to the leading candidates, some people see me as being more conservative.'
'I'm not the most conservative candidate.'
For more information, read "Romney says media are focused on him".
Mitt Romney on the Minimum Wage
'I think the minimum wage ought to keep pace with inflation.'
'There's no question raising the minimum wage excessively causes a loss of jobs.'
For more information, read "Mitt Romney and the Minimum Wage" and "Conservapedia: Mitt Romney".
Mitt Romney on Seeing Martin Luther King March
'I saw my father march with Martin Luther King.'
'I did not see it with my own eyes.'
For more information, read "Mitt Romney’s Dad Didn’t Really March With Martin Luther King Jr." and "To See Or Not To See".
Mitt Romney on Social Security
'I'm not in favor of privatizing Social Security or making cuts.'
'Social Security's the easiest and that's because you can give people a personal account.'
For more information, read "You Say Privatize, I Leave Out the ize" and "Mitt Romney interview".
Mitt Romney Flip Flopping on Being a Flip Flopper
'I'm a strong believer in stating your position and not wavering.'
'I changed my position.'
For more information, read "The Real Mitt Romney" and "Mitt Romney Says He Was Never Pro-Choice on Abortion as Mass Governor".
Mitt Romney on Dog Kennel on Top of Car
'This is a completely airtight kennel mounted on the top of our car.'
'They're not happy that my dog loves fresh air.'
For more information, read "Mitt Romney on 'FOX News Sunday'" and "Romney builds image as front-runner".
Mitt Romney on Catching Ben Laden
'It's not worth moving heaven and earth spending billions of dollars just trying to catch one person.'
'He's going to pay, and he will die.'
For more information, read "Does Romney Get It?" and "Mitt Romney on War & Peace".
Mitt Romney on Fannie and Freddie
Tuesday, November 22, 2011
Monday, November 21, 2011
Despite my many shortcomings, the wonderful thing is God loves me anyway. Does that mean I'm free to go do whatever I want? Not exactly. See, I believe in having a personal relationship with Jesus (God) and because I have that relationship, I love God. Because I love God, I choose, out of my own free will, to follow his commandments as well as I possibly can.
When you love someone you do things they like. To show love for my wife I buy her flowers. To show love for God I attempt to follow his will for my life. I don't always succeed in this, but that doesn't mean God stops loving me. If you look to the bible, as bible believers do, it talks about God's unconditional love for those who follow him.
So, I'm sorry, I probably shouldn't have done that, but my God loves me anyway!
Friday, November 18, 2011
The first amendment of the constitution is quite clear on this issue, "Congress shall make no law respecting an establishment of religion, or prohibiting the free exercise thereof; or abridging the freedom of speech, or of the press; or the right of the people peaceably to assemble, and to petition the Government for a redress of grievances."
My personal opinion of the Occupy movement is that some of their protests are good (anti-corporatism and anti-fed) and some aren't so good (anti-capitalism), but that's irrelevant to the point of this post. The point is that Americans should have the right to peaceably assemble and petition the government. It's a fundamental principle that was put in place to keep our society free and it's very disturbing to see that our rights are being violated so blatantly.
Americans shouldn't give up on the principle of liberty so easily.
Tuesday, November 15, 2011
Great video by Dan Pink and RSAnimate that questions the traditional theories of motivation, which are 1) If you reward something you get more of the behavior you want and 2) If you punish something you get less of the behavior you want. The video illustrates the hidden truths behind what really motivates us at home and in the workplace.
Sunday, November 13, 2011
Imitation is the greatest form of flattery. If that's true Ron Paul has been getting a lot of that lately.
Many of the Republican presidential candidates have been verbally critical of Ron Paul, but their actions tell a somewhat different story. Recently I've heard almost all of the them say something that they picked up from Ron Paul. I think they realized people like his ideas and decided to adopt his ideas to attract more votes.
Rick Perry is the worst in this area. Ron Paul released his budget plan and out of a sudden Rick Perry decides he wants to cut three departments. During the debate a couple days ago it became pretty obvious who he got the idea from when he looked over at Ron Paul for support during his "oops" mess up. He has also picked up on Ron Paul's criticism of the Federal Reserve.
Even though Romney has been pretty critical of Ron Paul, even he has pulled most of his spending cut ideas straight from the lines of Ron Paul's budget plan. Compare Romney's plan with Ron Paul's plan released about two weeks early.
Newt Gingrich joined with Ron Paul to criticize student loan programs, saying the loan program expanded the ability of students "to stay in college longer because they don't see the cost." He called it "an absurdity.""to stay in college longer because they don't see the cost." He called it "an absurdity." He also noticed Ron Paul's idea of ending the fed was popular, so next thing we know he is talking about it too.
Michele Bachmann has flip-flopped on some of her war issues, but she has said that she thinks we are doing too much nation building. Here is a clip of her sounding like Ron Paul http://www.youtube.com/watch?v=KUWNNfSZ-G8. This is quite different from the approach she was taking in yesterday's South Carolina debate.
I've noticed a lot of other aspects of Ron Paul's message that other candidates have picked up on, but I don't have time to find and list them all. My point is that even the status quo candidates are realizing that Ron Paul's message is resonating in our country and that they have to adopt some of his ideas or lose votes. Ron Paul stands for his beliefs even if he risks losing popularity. Most of the other candidates change their message based on what they think will get them elected.
The only republican candidate that doesn't seem to do this is Jon Huntsmann. He is also the only other candidate that isn't a warmonger. Ron Paul/Jon Huntsmann 2012?
Saturday, November 12, 2011
Saturday, November 5, 2011
Not counting the underemployed, the unemployment rate is at 9.1% and over 14 million people are unemployed, but there is hope for some people. This is a list of ten occupations that have the most job posting according to the analysis of Indeed.com.
"The data is an encouraging sign that, despite a struggling economy, opportunities are available in a variety of sectors," says Paul Forster, chief executive and co-founder of Indeed.com.
- Registered Nurses - Job postings: 132,283
- Truck Drivers, Heavy and Tractor-Trailer - Job postings: 100,917
- Software Quality Assurance Engineers and Testers - Job postings: 83,206
- Customer Service Representatives - Job postings: 67,958
- Sales Managers - Job postings: 65,925
- Physical Therapists - Job postings: 53,009
- Sales Representatives, Services, All Other - Job postings: 46,808
- Occupational Therapists - Job postings: 46,598
- Managers, All Other - Job postings: 39,634
- Computer Software Engineers, Applications - Job postings: 65,920
Friday, November 4, 2011
Brought to you by your credit card company of course. According to a recent Wall Street Journal article (October 25, 2011), the two largest credit-card transaction companies, Visa and MasterCard have recently patented technologies that would utilize their massive consumer transaction databases to target consumers with online advertisements. Targeted online advertising is nothing new, but this could bring targeting to a whole new level. Most people either use a credit card or a debit card to make purchases. If a marketer knows exactly what you are buying, they can target you with exactly what you are interested in. As Visa puts it, "You are what you purchase."
Visa and MasterCard's technology patents have included details on how credit card transaction data would be linked with an individual's other behavior profiles, such as social network usage and even DNA databanks. Both companies claim that personal information would be "anonymized", but I have my doubts.
Be careful, the big companies are watching.
Thursday, November 3, 2011
Most people have heard this story before, but if you haven't it's a good one to get you thinking.
An old man was walking down the beach just before dawn. In the distance he saw a young man picking up stranded starfish and throwing them back into the sea.
As the old man approached the young man, he asked; "Why do you spend so much energy doing what seems to be a waste of time?"
The young man explained that the stranded starfish would die if left in the morning sun. "But there must be thousands of beaches and millions of starfish, exclaimed the old man. "How can your efforts make any difference?"
The young man looked down at the small starfish in his hand and as he threw it to safety in the sea, he said; "It makes a difference to this one."
20 million or 6.7% of Americans are classified as the poorest of the poor according to new census data. The poorest of the poor are defined as those people who make up the lowest 50% of the poverty level.
This means an individual income of 5,500 and an income for a family of four of 11,100. Detroit, Grand Rapids MI, and Akron OH are some of the areas with the highest levels of the poorest of the poor.
This is very sobering indeed. This and another article I was reading by worldhunger.org. It said that 925,000 people in the world suffer from a lack of food. http://www.worldhunger.org/articles/Learn/world%20hunger%20facts%202002.htm
If you are blessed enough to not be included in the poorest of the poor category in this country or in the world, be thankful! And don't forget about the people who don't have anything.
Tuesday, November 1, 2011
Find Out How Much You Could Save
Enter Loan Information Into An Amortization Calculator
First, use an amortization schedule calculator (available at http://www.amortization-calc.com/) to generate an amortization table. It would something like this:
Based on this example, the total amount spent on a $100,000 home loan would $221,658. Interest on the debt would cost you $121,658
Here is an amortization schedule for the loan amount in the example above. As you can see, at the start of the loan most of your annual payment goes toward interest. In year one, $6,216 goes towards interest and only $1,171 goes towards principle. At year 30, most of your annual payment goes towards principle and hardly any goes towards interest.
Scenario # 1: Paying Down $10,000 Starting at Time Zero
In this example, you would make a single extra payment of $10,000 immediately after getting your home loan. Doing this would knock your loan balance down to $90,000 and the interest/principle payment would start at year 8. What does this mean? Simply put, it means you would save a grand total of $41,753 in interest payments!
In this example, you would make an extra payment of $20,000 immediately after getting your home loan. Doing this would knock your loan balance down to $80,000 and the interest/principle payment would start at year 13. This means you would reduce your total interest payments by over $68,000. Instead of paying $121, 658 in interest you would only pay $53,270! Another benefit - the required time needed to pay off your loan would be reduced from 30 years to only 17!
Interest rates are great and it is very tempting to refinance, but make sure you run some calculations before you do so. When you refinance, you start the payment cycle over, which means you are also paying a higher interest/principle ratio. Using the example in Scenario #2, let's say you get a refinance offer with a 5% interest rate after the loan balance was reduced to $80,000. Doing this would start your payment cycle over at year one and would increase the 30 year interest total to $74,604. If you chose not to refinance in this type of circumstance, the remaining interest would only be $53,270.
Paying Your Loan Down by 10 to 20% Has The Greatest Long Term Payoff
While exact numbers depend upon your unique situation, you can probably save a lot of money. I encourage you to run the numbers. It may be worth scrimping for a year or two and saving a lot in the long run.
What If You've Already Been Making Payments for a Few Years?
If you've already been making payments for awhile, you can still save. Here is an example: